Black Friday, red alerts as you shop throughout this discount season
Don’t let your Black Friday experience turn to a mourning experience.
It’s Black Friday season and on hearing the shouts discounts! discounts!! discounts!!!, the cyber-thieves rushed to devour the vulnerable and careless shoppers.
What some Nigerian shoppers are however concerned about is the genuineness of the Black Friday deals Jumia, Konga and the others claim to offer.
But
it’s very pertinent that shoppers stay mindful throughout this season
and beyond, as it takes just one slip to lose your hard earned money to
cyber-criminals.
Pulse shares 5 tips you could use to be one step ahead of these online criminals.
Be extra careful about suspicious URL links
Even
if you receive a promotional branded email first hand before you have
even made a purchase or visited that site, from what looks like a
trusted retailer with their logos and fonts, it could still be a scam.
To
be on the safe side, always type a retailer’s address direct into your
browser to avoid being redirected to a fake site. And be on the lookout
for the all-important https:// (as opposed to http://). The “s” stands
for secure – so that one little letter is crucial to your online safety.
Payments
Here
the https protocol for secure websites should guarantee your credit
card or debit card details are not intercepted by cyber criminals.
Generally ensure you patronize reputable websites for your shopping
needs.
Tracking URLs
This
one comes after you have checked out i.e. made a purchase on the
website. A tracking URL code is usually sent to the customer that he
would use to keep tabs on the delivery status of purchased and ordered
goods.
The cyber-criminals are aware of
this and could send you an unsuspecting customer a tracking URL link or
code. In this case you would need to double check to be sure it’s not
from a fake source that wants to trick you into clicking and through
that infecting your computer with malware. Just like the first point
explains, you can enter the address of the company directly to play
safe.
Report to authorities
Report
to the bank if you suspect fraudulent activity like your account
getting debited unduly, so they can cancel your card. In some cases the
bank may be able to assist in getting your money back.
Report
suspected or confirmed criminal activity to the police force. This can
go a long way in addressing such incidence in the future using
intelligence data.
Report the case to the
business you thought you were buying from in such cases. These
businesses have a stake in the matter and are usually dependable to
track down such illegal websites and having them shut down. They also
usually have the resources to bring to book all forms of impersonators
of their brand online.
Do Not Negotiate
If
you find yourself locked out of your PC due to ransomware, it’s more
than likely the attackers will ask you to pay a ransom to give you back
control.(that’s why it’s called ransomware after all).
And
they also often ask for payment in untraceable currencies like Bitcoin.
The reason why you should not negotiate is because once you have been
identified as a soft target, they’ll probably be back for more attack.
Solution
here is to have a secure archiving (backup) solution in place that will
ensure you can recover your lost information easily, so you don’t have
to pay a dime to the ransomware folks.
Happy Black Friday!
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